XDC AI pitches agentic finance with x402 payments and gasless USDC settlement
XDC Network is positioning itself as a payments rail for the emerging agentic economy, where AI agents do more than recommend actions and can actually complete transactions. The company’s XDC AI framework combines the x402 open payment standard with gasless USDC settlement, aiming to let autonomous software pay for API calls, book services, and settle trades in real time. XDC Tech, the U.S.-based institutional arm of the network, has also integrated Bridge, a Stripe company, to bring stablecoin settlement into that roadmap.
According to comments from co-founders Atul Khekade and Ritesh Kakkad cited by Decrypt, the missing piece for AI agents has been a trust and settlement layer that can handle real-time payments, compliance, KYC, AML, dispute resolution, and spending controls. XDC says it wants to supply that shared infrastructure rather than have each business build its own rails. The company recently demonstrated its XDC AI marketplace at its New York office, where it said more than 100 representatives from banks, tech firms, VC, family offices, AI companies, and ecosystem groups attended. The broader bet is that AI agents, stablecoins, and enterprise blockchain will converge into a new transactional stack for trade finance, RWAs, and machine-driven commerce.
